Clear conversations. Clear options. No pressure.

More Than Just a Homebuying Company

Informed decisions about your biggest asset start with clear information, straightforward explanations, and room to decide… not pressure tactics.

Find the Path That Fits Your Situation

$7M+

in equity saved for homeowners

323+

families in foreclosure since 2022

24 Hours

or less to have a plan mapped out

30 Days

or less to be completely free of this stress

How Property Halo Works

1

You Start With Your Situation

You don't need to know the right answer right now.

You start by identifying what's actually true about your situation: equity, timeline, and goals.

That determines what options are even realistic.

2

We Explain How a Sale With Us Would Work

If selling is on the table, we explain exactly how a direct purchase with Property Halo works:

  • We are the buyer on the contract
  • The price and terms are clearly defined
  • There is no assignment or resale of the agreement

This gives you a clear baseline to compare against anything else you're considering.

3

We Walk Through Other Structures Homeowners Ask About

Some situations don't fit a straightforward sale.

We provide general, informational explanations of other paths homeowners sometimes explore, such as:

  • Short sales when there is little or no equity
  • Purchase with leaseback and a future path to buy back
  • Situations where selling may not be necessary at all

We explain how these structures work at a high level, without recommending a specific outcome.

4

You Decide What You Want to Explore Further

After reviewing the information, you decide what you want to pursue.

There is no obligation to sell to Property Halo.
There is no pressure to choose any specific path.

Our responsibility is transparency, not persuasion.

5

You Work Directly With the Appropriate Professionals

If you choose to explore options beyond a direct sale, we may point you toward independent third-party resources homeowners commonly use, such as:

  • Short sale negotiation teams
  • Mortgage lenders
  • Credit repair providers
  • Legal professionals

Any next steps happen directly between you and those professionals.

6

You Move Forward With Clarity

Whether you sell to Property Halo, pursue a different structure, or decide not to sell at all, the goal is the same:

  • You understand where you stand
  • You understand what happens next
  • You have multiple points of contact

That's how informed decisions get made.

Which best describes your situation right now?

Direct Sale

If you're ready to sell, Property Halo may purchase the home directly.

  • We are the buyer on the contract
  • The price and terms are clearly defined
  • There is no assignment or resale of the contract
  • This is the most straightforward structure when a sale makes sense
Book a Call

Short Sale (Little or No Equity)

If you owe more than the home is worth, selling may still be possible through a short sale.

  • Requires lender approval
  • Involves additional timelines and documentation
  • Not every property qualifies

We can point homeowners to our Short Sale Negotiation Team to understand whether this path is viable.

Property Halo does not provide lender negotiation or legal advice. We work with people who do!

Book a Call

Purchase With Leaseback + Future Buyback

Some homeowners need to sell but want to stay in the home. In certain situations, a structure may exist where:

  • The property is purchased
  • The homeowner remains as a tenant
  • There is a path to repurchase the home in 2–3 years, depending on future qualification

This requires:

  • Stable income going forward
  • Credit repair and planning
  • An outlined path back to financing

Very few companies understand how to structure this correctly.

For homeowners interested in what would be required, we will connect them with:

• An independent mortgage lender - Todd Hedger: First State Bank

• A credit repair specialist - Shelly Rex: Credit Law Center

They explain qualification requirements. You decide if it's something you want to pursue.

Book a Call

You Don't Need to Sell

Some homeowners don't need to sell at all. In those cases, we may point homeowners to independent resources, such as:

Loan modification assistance (RRG) - They can handle your entire modification for a fee.

Bankruptcy consultation (Chinnery Law) - If you want to stay in your house, this is another option we've seen people explore in the past.

These are third-party resources. Property Halo does not provide legal or financial advice and does not recommend one path over another.

Book a Call

Free Homeowner Guides & Checklists

Short PDFs you can download to better understand common options, questions to ask, and practical next steps around your property and potential sale.

📄
Red Flags to Avoid When Selling Your House
📋
Loan Modification Guide
🏠
Foreclosure Survival Guide
💳
Credit Repair Guide
📦
Moving Guide
❓
Questions to Ask Every Buyer
Book a Call with a Property Specialist

How Property Halo Is Different

Property Halo purchases homes directly from homeowners. That's our role, and we're transparent about it from the beginning.

At the same time, we understand that homeowners often want to learn about the broader landscape before deciding to sell. For that reason, we provide general, informational resources about common paths homeowners sometimes explore, without recommending or steering toward any outcome.

Our responsibility is clarity, not persuasion.

Your decision remains entirely your own.

Real Homeowners, Real Results

LaToya

"We were struggling financially after my husband got sick. Ben referred me to a company that helped me stop the foreclosure, put some money in our pocket, and stay in our house. I'm working with their credit repair company to build my credit and qualify for a loan to purchase our house again. I don't know what we would've done if we were forced to leave our home. Thank you Ben."

— LaToya, Kansas City

Karlena

"Ben sat with me and helped walk me through my loan modification application. He showed up when I thought I was out of options."

— Karlena, Kansas City

Kenny

"They helped me understand the foreclosure process and took me through my options. I was overwhelmed with people trying to buy my house after I went into foreclosure, but I didn't want to sell. Mike, Ben, and the whole team helped me keep my home."

— Kenny, Bentonville

Breanna

"My mom and grandma both passed away earlier this year, then the foreclosure letter came. I didn't know what to do... Property Halo contacted me the same day. They helped stop the sale and get through probate."

— Breanna, Kansas City

Heather

"The Property Halo team contacted me about my parent's property in Rogers. I was going to just let it go to foreclosure, but they took care of everything and I even got money for the house when it closed."

— Heather, Rogers

⚠️ Warning to Homeowners

If you're selling your home, read this

▼

Understanding Wholesaling Real Estate

A Note on What to Look Out For: Wholesaling

Wholesaling is a common real estate transaction structure.

In a wholesale deal:

  • A company signs a contract to buy a home
  • They do not intend to purchase it themselves
  • The contract is assigned to another buyer for a higher price
  • The difference is how the wholesaler makes money

Because many wholesalers lack the funds to close:

  • The deal depends on finding another buyer
  • If that fails, the contract may be canceled
  • In foreclosure situations, this can be risky if time is limited

Wholesaling can be legal when done transparently. Problems arise when homeowners aren't told who the final buyer will be or how the deal is structured.

How to Protect Yourself

What to Watch for in Any Offer

When reviewing any contract, homeowners may want to pay attention to:

Earnest Money

Informed sellers look for meaningful, non-refundable earnest money as a sign of commitment.

Inspection Periods

Long inspection periods can allow a buyer to walk away late in the process. Legitimate buyers don't need long inspection periods.

Assignment Language

Phrases like "and/or assigns" in a contract will allow a contract to be transferred to another buyer. Informed sellers remove this language before signing anything.

These terms don't guarantee a closing, but they help clarify who is responsible for purchasing the property.

Important Note

Signing a purchase agreement is a serious legal step. A signed contract will give a buyer enforceable rights that can cloud title if the deal does not close. Contracts should be reviewed carefully before signing.

Why Property Halo

Real estate investors buy property to make money. That's not a secret.

The real issue in this industry is when deal structures aren't clear or when every situation is pushed toward the same outcome.

Property Halo exists to make the transaction visible:

  • Educating homeowners
  • Understanding how each deal works
  • Explaining how each party benefits
  • Defining what happens next

We buy homes for profit.
We offer multiple structures.
We explain them clearly.

Meet Your Property Success Team

Todd

Todd

Founder & Real Estate Expert

Todd began his career as a school teacher before transitioning into real estate, where he saw firsthand how many homeowners were being misled or pressured. He founded Property Halo to protect families and give them honest, trustworthy guidance. Todd brings an educator's heart and a problem-solver's mindset to every situation.

Ben

Ben

Head of Property Strategy

Ben stumbled into real estate after changing career paths, but everything shifted once he started meeting homeowners in foreclosure and saw how many were being misled or pressured by bad actors. That lit a fire in him. Now, with years of hands-on experience, Ben is driven by one thing: making sure homeowners get honesty, clarity, and real support when they need it most.

Mike

Mike

Homeowner Success Specialist

Mike met Ben and realized he could help people in foreclosure the same way he likes to live his life: straightforward, honest, and wherever he wants to be in the world. He splits his time between beaches, flights, and sand volleyball, but when a homeowner calls, he's the guy who picks up, cuts through the noise, and actually talks to them like a human being.

Rose

Rose

Homeowner Care Coordinator

Rose also comes from a teaching background, which shows in her compassion, patience, and communication style. She helps homeowners stay informed and supported before and after speaking with the team. Rose ensures no one feels lost or overlooked in the process.

Our Story

We started as a small, family-run home buying company in Kansas City! This is home for us. It's where we grew up, where our families live, and where we first began talking with homeowners who were stressed, behind on payments, or facing foreclosure and getting more calls than answers.

Again and again, we heard the same thing: People were getting offers, contracts, and promises, but not clear explanations. They knew investors were in it to make money, but they did not always understand who was actually buying their home, how the deal really worked, or what would happen if something went wrong.

Property Halo was built as a response to that. We are a home buying company, and we are upfront about it. We buy houses for profit. Our focus is to be just as clear about how the process works as we are about why we are at the table. That means making it easy to see who the buyer is, what the timelines look like, and what you can realistically expect from a sale with us.

Along the way, we realized that not every situation is a good fit for a straightforward sale. Some homeowners have little or no equity and may need a short sale. Others want to stay in the home and explore a purchase with leaseback and a future path to buy it back. Some do not need to sell at all and are better off talking with a loan modification team, a bankruptcy attorney, a credit repair provider, or a lender about what it would take to qualify again.

Because of that, we have built relationships with independent professionals in each of those areas. When selling is not the right move, we can point homeowners toward those resources so they can explore other paths on their own terms.

What started in Kansas City has grown into a network that has been involved with homeowners in 13 major markets across the Midwest. The goal has stayed the same from the beginning: be honest about our role as a buyer, explain the structure of a deal in plain language, and treat every homeowner like a person who deserves clarity, not pressure.

Find the Path That Fits Your Situation

You don't need to decide today. You just need clarity.

Book a Call with a Property Specialist Today
📞 816-605-6260
✉️ propertyhalo@gmail.com